How to Earn Money through UPI Transaction

How to Earn Money through UPI Transaction

Earn money through UPI transactions with commissions, fees from merchant payments, and value-added services. Enjoy incentives and partner revenue. Start now!
Seekho Blogs

Seekho Official

27 Feb 2025


UPI (Unified Payments Interface) has revolutionised the way we handle transactions. But did you know that you can also earn money through UPI transactions? 


Inspired by Seekho’s expert video, this blog dives into how you can leverage UPI to generate income, whether through cashback, referral bonuses, or other transaction-based incentives. 


We’ll explore the various ways you can make money while managing your daily payments, and help you unlock the full potential of UPI as a tool for both convenience and earning. Let’s explore how easy it is to start earning with UPI transactions!


Sneak Peek into: “Earn Money From Upi Transaction


Earn Money From Upi Transaction


Whenever I use UPI, the money only goes and never comes to me. So, I think it is time to stop using UPI. 


Well, this  isn’t true. You can actually earn on every transaction, but the trick is you should know how to!


Now, whenever you make a transaction using Gpay, PhonePe, etc, you get rewards, coupon codes, etc, which you can find in the rewards section of your app. At times, you get even 40-50 per cent off on brand coupons. 


But let me tell you about how you can earn money from this!


Well, it is pretty simple. You can earn money by selling gift cards on M Cansell by listing your unwanted or unused gift cards for sale on the platform. 


First, sign up on M Cansell and provide details of the gift card, including the brand, balance, and expiration date, which you can copy-paste from the details section of your coupon on the UPI app. 


The platform connects you with buyers looking for discounted gift cards, allowing you to sell at a competitive rate. 


After a successful sale, the platform transfers the earnings to your account after 72 hours of your coupon being sold, which you can withdraw using the available payment options. 


To maximise your earnings, ensure that the gift card is valid, price it competitively, and check for any fees or commissions charged by the platform. 


Now, I am sure you feel bad that thousands of coupons just expire on your UPI apps every month. 


Well, now you know this and can also continue in the future!


For more such fun videos, watch our show and go on saving your money!


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Benefits Of Earning Money Through UPI Transactions


  1. Instant and Seamless Transactions – UPI allows for real-time transfers between bank accounts, making earning money through transactions fast and efficient, without delays.
  2. Cashback and Rewards – Many apps and platforms offer cashback, discounts, and rewards for transactions made through UPI, providing an easy way to earn a little extra with every payment.
  3. Referral Bonuses – Some UPI-based apps provide referral programs, where you can earn money by inviting others to use the platform. These programs often offer significant rewards for bringing in new users.
  4. Low Transaction Fees – Compared to traditional payment methods, UPI typically charges little to no transaction fees, maximizing the money you can earn.
  5. Convenience – UPI simplifies transactions and makes it easy to receive and transfer money for services, bills, or online shopping, allowing you to earn money through simple, everyday activities.
  6. Security and Trust – UPI is a highly secure payment method backed by the Indian government and financial institutions, offering peace of mind when making transactions and earning money.
  7. Accessibility – UPI is available on most smartphones and accessible to anyone with a bank account, enabling a wide range of users to earn money through transactions without complex setups.


Best Practices For Earning Money Through UPI Transactions


  1. Choose Trusted Platforms – Only use UPI-enabled apps and platforms that are well-established and offer transparent reward systems, such as cashback, referral bonuses, or other incentives. Popular apps like Google Pay, PhonePe, and Paytm often run offers tied to UPI transactions.
  2. Leverage Cashback Offers – Keep an eye on cashback promotions and seasonal offers. Many apps offer cashback for making certain transactions, such as bill payments, recharges, or first-time purchases. Take advantage of these offers to earn more.
  3. Refer and Earn – Many UPI platforms offer referral programs where you can earn money by inviting friends and family to sign up. Share your referral code with others and encourage them to make their first transaction to unlock bonuses.
  4. Maximise Daily Transactions – Regularly using UPI for everyday transactions like shopping, paying bills, or sending money can accumulate cashback and rewards over time. The more transactions you make, the more potential earnings you have.
  5. Stay Updated on Offers – Keep track of new deals, festive offers, or limited-time promotions from your UPI apps. Signing up for notifications or newsletters ensures you never miss out on earning opportunities.
  6. Maintain a Budget – While earning through UPI transactions is easy, it's important to keep your spending in check. Use the earned rewards or cashback for further transactions rather than overspending just to qualify for offers.


Learn More about Quick Ways to Earn Money!


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FAQs


1. Can I earn money by referring people to UPI apps?

Yes, many UPI apps offer referral programs where you can earn cashback or rewards by inviting new users to sign up and complete their first transaction.


2. Are there cashback and reward programs for UPI transactions?

Yes, several UPI-based apps and banks provide cashback, discounts, or reward points for specific transactions, such as bill payments, recharges, or purchases from partnered merchants.


3. Can businesses earn money using UPI transactions?

Absolutely! Businesses can accept payments via UPI without any transaction fees in most cases. Some UPI apps also provide incentives or lower charges for frequent transactions.


4. Is it safe to earn money through UPI offers and cashback?

Yes, as long as you use official UPI apps and follow security guidelines. Avoid clicking on suspicious links or sharing OTPs to prevent fraud.

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