"Each time a woman stands up for herself, she stands up for all women." – Maya Angelou

Women in India are changing business, from startups to large enterprises, proving that dedication and vision can overcome difficulties. But what about the funds and resources? 

That’s where government schemes for women entrepreneurs come in. These initiatives help turn business dreams into reality, offering loans, skill development, and guidance. 

Let’s explore the top 6 government schemes that can support women entrepreneurs.

1. Annapurna Scheme

If you’re looking to start a small food business, Annapurna Scheme might be the perfect fit. Specifically for women in the food catering industry, this scheme offers loans up to ₹50,000 for things like buying kitchen material or setting up a food truck. This is a fantastic opportunity to get your food business moving with the capital you need.

Quick tip: Agar aap ek woman entrepreneur ho, toh sirf business loan hi nahi, government ke paas aur bhi schemes hain especially for you. Do check out this Top 10 Government Schemes for Women.

2. Mudra Yojana Scheme

The Mudra Yojana Scheme is one of the most popular government schemes for women entrepreneurs. It offers loans to women-led businesses under three categories:

• Shishu: Loans up to ₹50,000 for new startups.
• Kishor: Loans up to ₹5 lakh for established businesses.
• Tarun: Loans up to ₹10 lakh for more advanced businesses.

Agar aap Mudra loan ke liye apply karna chahti hain SBI se, toh ye video on How to apply Mudra loan in SBI zaroor dekhein!

3. Orient Mahila Vikas Yojana Scheme

If you hold a majority stake in your business, the Orient Mahila Vikas Yojana provides loans up to ₹25 lakh without requiring collateral. This government scheme for women entrepreneurs also offers a 2% reduction in interest rates and flexible repayment options of up to 7 years. It’s ideal for women who want to scale their business with enough breathing room to pay back the loan.

4. Dena Shakti Scheme

The Dena Shakti Scheme is perfect for women working in agriculture, retail, manufacturing, or small businesses. This scheme provides loans up to ₹20 lakh, helping women across various sectors grow their enterprises. The scheme’s sector-specific focus means you get the help you need based on your field of work.

5. Pradhan Mantri Rozgar Yojana

The Pradhan Mantri Rozgar Yojana (PMRY) is designed to create self-employment opportunities for women in both urban and rural areas. Women can avail of loan subsidies of up to ₹12,500 per borrower for projects, making this government scheme for women entrepreneurs a great option for those starting a small business.

Quick tip: Agar aap apni side income badhana chahti ho, toh Meesho se paise kaise kamaye, yeh zaroor dekho!

6. Mahila Coir Yojana

If you're interested in working in the coir industry, the Mahila Coir Yojana is a fantastic option. The coir industry involves the production of products made from the natural fiber obtained from the outer husk of coconuts, which is widely used to make products like mats, ropes, and mats. 

The scheme supports women by offering training and financial assistance to enter the coir production industry. Women can set up businesses around coir, such as manufacturing coir-based products or setting up coir processing units, and contribute to sustainable economic growth while promoting eco-friendly practices.

Agar aap ek woman entrepreneur hone ke sath ghar bhi sambhalti ho, toh aapko government schemes for housewives ke baare mein bhi padhna chahiye.

Why Are These Government Schemes for Women Entrepreneurs Important?

Women play a vital role in India’s economic growth. These government schemes for women entrepreneurs help remove barriers, providing resources for success. Here's why they matter:

• Increased Economic Contribution: Empowered women boost the economy by contributing to the workforce.
• Education: Business skills help women uplift their families and communities.
• Fighting Poverty: More women in business lead to increased household income, helping fight poverty.
• Social Justice: These schemes address gender inequality and equip women with the tools to succeed.
• Improved Health: Empowered women invest in better healthcare, leading to healthier communities.

Which Government Scheme is Right for You?

Still wondering which scheme best fits your business goals? Here’s a quick guide:

• New Business? → Go for Mudra Yojana or Pradhan Mantri Rozgar Yojana
• Looking for bigger loans? → Stand-Up India and Dena Shakti Scheme
• In Food Catering or Manufacturing? → Try Annapurna Scheme or Orient Mahila Vikas Yojana
• Eco-Friendly Ventures? → Check out Mahila Coir Yojana
• 
  

Key Takeaways

Women entrepreneurs are the backbone of India's future. With the right support and financial backing, women-led businesses can grow and spread. Government schemes for women entrepreneurs are a game-changer in providing the necessary resources to help women succeed in business

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These schemes, combined with the resources provided by Seekho, can guide you to success. So, don’t wait; take action today and become the entrepreneur you’ve always dreamed of being!

FAQs

1. What is the new PM scheme for ladies?

The new scheme is the Mahila Samman Savings Certificate (MSSC). It helps women save money with an interest rate of 7.5% per year. Women and girls can invest in this scheme.

2. Who is eligible for Mahila Samman Yojana?

The Mahila Samman Yojana is for women and girls. Any woman can open an account, and a guardian can open an account for a girl. The minimum deposit is ₹1,000, and the maximum limit is ₹2 lakh

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3. Who is not eligible for PMMVY?

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is for pregnant women. But women who already get maternity benefits from work or who have had more than one child cannot apply. Also, women under 18 years old are not eligible.

4. Who is eligible for PMEGP for females?

The Prime Minister's Employment Generation Programme (PMEGP) helps women start their own business. Women above 18 years old can apply. There is no income limit, but they need to have an educational qualification of at least 8th grade for some businesses.