Name: Flat 7% Vs Reducing 12% Interest | Easy Loan Guide
Uploaded: 2025-08-10T17:05:00.157535+05:30
Duration: 3 min 18 s
Channel: Shahnawaz Alam

Flat 7% Vs Reducing 12% Interest

Shahnawaz Alam

Seekho App ke is video mein hum aapko samjhate hain ki flat interest rate aur reducing principal balance interest rate mein kya antar hota hai. Raj aur Raju ke examples ke zariye, jinme dono ne ek lakh rupee ka loan liya, hum dekhte hain ki kaise Raju, jisne higher interest rate (12% on reducing) liya, phir bhi Raj (7% flat rate) se kam interest bharta hai. Video mein EMI calculations aur interest ki gahraai se samajhne ke liye practical examples diye gaye hain. Aakhir mein, loan lene se pehle aapko kis type ke interest rate ka chayan karna chahiye aur APR kya hota hai iski bhi jaankari di gayi hai. Is video ko dekhkar aap better financial decisions le sakenge.
 
is ep me humne Flat Interest & Reducing Interest rate ke beech ka diffrence bataya hai aur guide kiya hai ki aapke liye liye konsa best hai aapko kisme loan lena chahiye...
 
Discover the intricacies of loan interest calculations with our latest video on the Seekho App, where we delve into a comparative analysis between flat and reducing balance interest rates. Join us as we unravel the financial outcomes for two individuals, Raj and Raju, who have taken loans of one lakh rupees each for a duration of twelve months. Despite Raj opting for a seemingly lower flat interest rate of 7%, and Raju choosing a 12% rate on a reducing principal balance, the results are surprisingly different. Learn why Raj ends up paying more interest than Raju and gain valuable insights on how to make informed decisions when applying for loans. This guide not only clarifies common misconceptions but also highlights the importance of understanding APR and the true cost of loans. Tune into the official easy loan guide on Seekho App for more such enlightening content.

Seekho App ke is video mein hum aapko samjhate hain ki flat interest rate aur reducing principal balance interest rate mein kya antar hota hai. Raj aur Raju ke examples ke zariye, jinme dono ne ek lakh rupee ka loan liya, hum dekhte hain ki kaise Raju, jisne higher interest rate (12% on reducing) liya, phir bhi Raj (7% flat rate) se kam interest bharta hai. Video mein EMI calculations aur interest ki gahraai se samajhne ke liye practical examples diye gaye hain. Aakhir mein, loan lene se pehle aapko kis type ke interest rate ka chayan karna chahiye aur APR kya hota hai iski bhi jaankari di gayi hai. Is video ko dekhkar aap better financial decisions le sakenge.
 
Discover the intricacies of loan interest calculations with our latest video on the Seekho App, where we delve into a comparative analysis between flat and reducing balance interest rates. Join us as we unravel the financial outcomes for two individuals, Raj and Raju, who have taken loans of one lakh rupees each for a duration of twelve months. Despite Raj opting for a seemingly lower flat interest rate of 7%, and Raju choosing a 12% rate on a reducing principal balance, the results are surprisingly different. Learn why Raj ends up paying more interest than Raju and gain valuable insights on how to make informed decisions when applying for loans. This guide not only clarifies common misconceptions but also highlights the importance of understanding APR and the true cost of loans. Tune into the official easy loan guide on Seekho App for more such enlightening content.

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