Monthly Plan

Madhur Agarwal

Seekho App par aayiye aur dekhiye kaise Bhide, ek middle class teacher, apne sapno ko poora karne ke chakkar mein financial difficulties me fas gaya. Is video mein humne bataya hai ki kaise Bhide jaise logo ko Mumbai mein rehkar apne daily expenses aur dreams ko manage karna hota hai, jaise ki scooter, fridge, aur Sonu ke liye laptop khareedna. Par jab unhone loans liye to unki monthly EMI badh gayi aur financial stress shuru ho gaya. Humne discuss kiya ki kaise debt trap se bachna hai, apni haisiyat ke hisab se jeena hai aur impulsive shopping se kaise bachein. Vijay Mallya ke case ko bhi mention kiya gaya hai jahan se hume ye sikhne ko milta hai ki financial decisions soch samajh kar lene chahiye.
 
Hello Dosto, Welcome to Seekho Official Show, personal finance gyan
Bhide. Ek simple, middle-class teacher, jo Mumbai ki ek society mein secretary tha. Discipline ka pakka, Bhide ki zindagi set thi – tuition classes chal rahi thi, Madhavi ka business bhi thik-thak tha. Sab kuch control mein tha. Lekin har middle-class Indian ki tarah, uske bhi chhote-chhote sapne the – ek scooter lena tha, ek fridge upgrade karna tha, aur Sonu ke liye naya laptop bhi.
Toh sabse pehle bank se scooter ke liye loan liya. EMI ₹3,000 thi – manageable lag rahi thi. Phir ek din jethalal ki shop gaya  credit card mil gaya tha,  fridge dikha – "No cost EMI" ka offer tha. Swipe kar diya credit card. Le lia fridge. Fir ek din Sonu ne bola Papa, sab ke paas computer hai, mujhe bhi chahiye. Bhide ne personal loan le liya – ₹2 lakh ka, 3 saal ke liye.
Ab Bhide ke upar teen EMI thi scooter, fridge, aur personal loan. Total mahine ka ₹17,000 sirf EMI mein chala ja raha tha. 
Aur tabhi problems shuru hui...

 
Discover essential personal finance insights on the Seekho App! Join us as we unravel the story of Bhide, a disciplined middle-class teacher from Mumbai, who dreams of buying a scooter, upgrading his fridge, and purchasing a laptop for his daughter. However, his aspirations lead him into a debt trap as he takes on substantial loans, resulting in mounting EMIs and penalties. Learn from Bhide’s experience and get valuable tips on avoiding similar financial pitfalls. Tune in to understand the importance of living within your means, smart borrowing, and proactive financial planning to secure a stable future.

EMI-Free Zindagi Ka Raaz

Seekho App par aayiye aur dekhiye kaise Bhide, ek middle class teacher, apne sapno ko poora karne ke chakkar mein financial difficulties me fas gaya. Is video mein humne bataya hai ki kaise Bhide jaise logo ko Mumbai mein rehkar apne daily expenses aur dreams ko manage karna hota hai, jaise ki scooter, fridge, aur Sonu ke liye laptop khareedna. Par jab unhone loans liye to unki monthly EMI badh gayi aur financial stress shuru ho gaya. Humne discuss kiya ki kaise debt trap se bachna hai, apni haisiyat ke hisab se jeena hai aur impulsive shopping se kaise bachein. Vijay Mallya ke case ko bhi mention kiya gaya hai jahan se hume ye sikhne ko milta hai ki financial decisions soch samajh kar lene chahiye.
 
Discover essential personal finance insights on the Seekho App! Join us as we unravel the story of Bhide, a disciplined middle-class teacher from Mumbai, who dreams of buying a scooter, upgrading his fridge, and purchasing a laptop for his daughter. However, his aspirations lead him into a debt trap as he takes on substantial loans, resulting in mounting EMIs and penalties. Learn from Bhide’s experience and get valuable tips on avoiding similar financial pitfalls. Tune in to understand the importance of living within your means, smart borrowing, and proactive financial planning to secure a stable future.