Name: Bank FD Mat Karo | Family Finance Planning
Uploaded: 2025-09-15T17:54:50.470025+05:30
Duration: 3 min 48 s
Channel: CS Harsh Vira

BANK FD

CS Harsh Vira

Dekho, fixed deposit (FD) jitni safe lagti hai, utni hai nahi. RBI ke DICGC rule ke anusaar, sirf ₹5 lakh tak ka deposit secure hota hai. Yadi aapke paas ek bank mein ₹10 lakh ki FD hai aur bank band ho jaaye, toh aapko sirf ₹5 lakh milenge, baki paisa risk mein hai. Isliye, hum aapko batate hain ki ek bank mein ₹5 lakh se zyada ki FD na rakhen. Agar aapke paas zyada paisa hai, toh multiple banks mein distribute karke FD karein. High interest ke chakkar mein small finance bank ya cooperative bank mein FD karne se bhi bachein kyunki inka risk zyada hota hai. Saath hi, long term wealth creation ke liye equity mutual funds ka vichar karein, jo aapko behtar returns de sakte hain. FD se pehle soche, aur apne paise wisely invest karein.
 
Is video mein hum Bank Fixed Deposit kyu nahi karni chahiye aur Bank Fixed Deposit karke aapko kya loss ho raha hai ye seekhenge.
 
Discover the truth about Fixed Deposits (FDs) and their risks in our latest Seekho App video. We debunk the common myth that FDs are the safest investment, explaining the limited insurance coverage of up to ₹5 lakhs by the DICGC, and highlighting past incidents like the PMC Bank case where depositors lost significant amounts. Learn practical tips on how to diversify your investments across multiple banks and explore safer, more lucrative alternatives such as equity mutual funds and sovereign gold bonds for long-term wealth creation. Join us in this essential guide to smarter financial planning and secure your future effectively.

Bank FD Mat Karo

Dekho, fixed deposit (FD) jitni safe lagti hai, utni hai nahi. RBI ke DICGC rule ke anusaar, sirf ₹5 lakh tak ka deposit secure hota hai. Yadi aapke paas ek bank mein ₹10 lakh ki FD hai aur bank band ho jaaye, toh aapko sirf ₹5 lakh milenge, baki paisa risk mein hai. Isliye, hum aapko batate hain ki ek bank mein ₹5 lakh se zyada ki FD na rakhen. Agar aapke paas zyada paisa hai, toh multiple banks mein distribute karke FD karein. High interest ke chakkar mein small finance bank ya cooperative bank mein FD karne se bhi bachein kyunki inka risk zyada hota hai. Saath hi, long term wealth creation ke liye equity mutual funds ka vichar karein, jo aapko behtar returns de sakte hain. FD se pehle soche, aur apne paise wisely invest karein.
 
Discover the truth about Fixed Deposits (FDs) and their risks in our latest Seekho App video. We debunk the common myth that FDs are the safest investment, explaining the limited insurance coverage of up to ₹5 lakhs by the DICGC, and highlighting past incidents like the PMC Bank case where depositors lost significant amounts. Learn practical tips on how to diversify your investments across multiple banks and explore safer, more lucrative alternatives such as equity mutual funds and sovereign gold bonds for long-term wealth creation. Join us in this essential guide to smarter financial planning and secure your future effectively.

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